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Disclaimer: This site is not a law firm and does not provide Legal Advice or Credit Repair services. All information is intended for your general knowledge only and is not a substitute for your credit counselors' advice. Use of these Credit and Financial Tips are at your own risk. We make no warranty, express or implied, regarding your individual results. Credit Ambassador is not affiliated in any way with CNN, AOL, MSNBC, FOX,USA Today, or MSN. CNN, AOL, MSNBC, FOX,USA Today, or MSN are registered trademarks of their respective owners. All local & federal laws apply.